We help you de-risk your construction loans

Avoid underwriting poor performers who build slow projects

Shovels analyzes permits and inspections so you can predict loan performance

We're introducing new metrics to the construction industry

Construction speed

(noun) The difference in time between the permit issuance and final inspection, divided by the total square footage of a project. This is a metric computed by Shovels and is used by banks and builders to evaluate contractor performance.

Inspection pass rate

(noun) The number of inspections passed divided by the sum of the number of inspections passed and the number of inspections denied. The inspection pass rate can be calculated for one or all projects completed by a contractor. This metric is also computed by Shovels and is used by banks and builders to evaluate contractor performance.

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